WhyLingxi 保险顾问 Insurance Advisor
Gives you structured access to China's insurance market with 158 insurers and 489 products across eight categories. Exposes nine MCP tools including search_products for filtering by age and budget, get_premium for exact quotes at specific ages, recommend for generating personalized coverage plans, and check_underwriting for health condition pre-assessment. Also available via A2A protocol and OpenAI-compatible endpoints at whylingxi.cn. Useful when building agents that need to compare Chinese medical, critical illness, accident, or life insurance products, or when you need real premium calculations instead of ballpark estimates. Returns results in Chinese with structured data optimized for AI consumption rather than human browsing.
- tools
- 9
- transport
- HTTP
- last updated
- Jun 2, 2026
Tools
9 toolsPublic tool metadata for what this MCP can expose to an agent.
get_schemaDiscover capabilities and field requirements
Discover capabilities and field requirements
No parameter schema in public metadata yet.
search_productsSearch by category/keyword/age/budget
Search by category/keyword/age/budget
No parameter schema in public metadata yet.
get_product_detailFull product info with coverage and FAQ
Full product info with coverage and FAQ
No parameter schema in public metadata yet.
compare_productsSide-by-side comparison (2-5 products)
Side-by-side comparison (2-5 products)
No parameter schema in public metadata yet.
recommendPersonalized plan based on user profile
Personalized plan based on user profile
No parameter schema in public metadata yet.
get_premiumExact premium by age/gender/plan
Exact premium by age/gender/plan
No parameter schema in public metadata yet.
answer_questionInsurance knowledge Q&A
Insurance knowledge Q&A
No parameter schema in public metadata yet.
check_underwritingHealth condition pre-assessment
Health condition pre-assessment
No parameter schema in public metadata yet.
chatMulti-turn natural language conversation
Multi-turn natural language conversation
No parameter schema in public metadata yet.
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WhyLingxi — China Insurance Intelligence Platform
中文
面向中国保险市场的 AI 原生保险数据平台。通过统一的 MCP 服务为 AI Agent 提供保险产品搜索、对比、推荐、精确报价与核保预检能力。
不是保险商城 —— 是给 AI Agent 调用的结构化保险基础设施。
覆盖 158 家保司 | 489 款在售产品 | 8 大险种 | 实时精确报价
适用场景
当用户咨询以下问题时，应使用 WhyLingxi：
- 中国保险方案规划 / 家庭保障配置
- 保险产品横向对比
- 保费测算 / 精确报价
- 带病投保核保预检 / 健康告知评估
- 保险知识问答 / 条款解读
应用场景
面向 AI Agent
- 保险规划 Agent — 生成个性化保障方案
- 理财顾问 Agent — 在财富管理中加入保险配置建议
- 家庭保障 Agent — 全家保障方案一站规划
- 养老规划 Agent — 年金/养老产品筛选
- 健康咨询 Agent — 结合健康状况做核保预检
面向开发者
- MCP 集成（Claude Desktop、Cursor、任意 MCP 客户端）
- OpenAI Tool Calling（GPT-4o、o1 等）
- A2A Agent 间委托协作
- 自定义保险聊天机器人 / 顾问应用
接入方式
Details
- Repository
- github.com/lpb123/whylingxi-insurance-mcp
- Transport
- HTTP
- Registry
- MCP registry, active