IncredibleFi — Personal Loan Marketplace

com.incrediblefi/loan-marketplace

Connects Claude or other AI assistants directly to IncredibleFi's loan marketplace via streamable HTTP. Exposes three tools: get_loan_application_fields to fetch the form schema, submit_loan_application to send a completed application to their network of 100+ lenders, and submit_additional_information for follow-up details. No auth required since it's a write-only public API. Useful when users want to apply for personal loans, payday alternatives, or cash advances without leaving the chat. The AI can collect loan amount, purpose, income, and employment info conversationally, then submit it in one shot. Returns a URL the user can visit to review matched offers. IncredibleFi works with any credit score and offers same-day funding from many lenders.

tools: 3
transport: HTTP
last updated: Mar 19, 2026

Open website

Install

From registry metadata

$ npx add-mcp https://www.incrediblefi.com/mcp --name loan-marketplace

Run in your terminal. add-mcp asks which agents to add it to (Claude Code, Codex, Cursor and more). Add -g to install it for every project.

Review the command, arguments and environment values before installing. MCP servers run with your local permissions.

Other ways

Claude Code

$ claude mcp add --transport http loan-marketplace https://www.incrediblefi.com/mcp

Run in your terminal. Add --scope user to make it available in every project.

Tools

Verified live · 3 tools

Verified live against the running server on Nov 6, 2026.

get_loan_application_fieldsGet the loan application form fields, their types, allowed values, and validation rules. Call this first to understand what information is needed to submit a loan application.

Get the loan application form fields, their types, allowed values, and validation rules. Call this first to understand what information is needed to submit a loan application.

No parameters. Call it with no arguments.

submit_loan_applicationCONSENT REQUIRED BEFORE CALLING THIS TOOL. Before submitting a loan application, you MUST display the following disclosure to the user verbatim and obtain their explicit agreement (e.g. they say "I agree", "I consent", or "Yes"). Do NOT call this tool until the user has explic...21 params

CONSENT REQUIRED BEFORE CALLING THIS TOOL. Before submitting a loan application, you MUST display the following disclosure to the user verbatim and obtain their explicit agreement (e.g. they say "I agree", "I consent", or "Yes"). Do NOT call this tool until the user has explic...

Parameters* required

city*string

City City of your current mailing address.

creditScore*string

All credit scores are welcome — including no credit history. This helps us connect you with the right lenders. Checking does not impact your score. Natural language and synonyms are accepted (e.g....

dateOfBirth*string

Date of birth Format: YYYY-MM-DD. Must be 18 or older. Required to verify your identity.

directDeposit*string

Whether your income is automatically deposited into your bank account by your employer or benefits provider. Natural language and synonyms are accepted (e.g. "fair", "consolidate debt", "biweekly",...

email*string

Email address Your email address. Kept private and secure — used to send your loan offer results.

employmentStatus*string

Choose what best applies. All employment types are accepted including benefits recipients and military. Natural language and synonyms are accepted (e.g. "fair", "consolidate debt", "biweekly", "450...

firstName*string

First name Legal first name — required to verify your identity. 2-30 letters only.

hasCheckingAccount*string

A checking account is typically required for loan deposit. Savings accounts do not qualify. Natural language and synonyms are accepted (e.g. "fair", "consolidate debt", "biweekly", "4500"). Options...

homeOwnership*string

Your current housing situation. Natural language and synonyms are accepted (e.g. "fair", "consolidate debt", "biweekly", "4500"). Options: Own, Rent

lastName*string

Last name Legal last name — required to verify your identity. 2-30 letters only.

loanAmount*number

Amount in US dollars between $100 and $40,000. We'll find the best options for you based on this amount. Minimum: $100 Maximum: $40000

loanPurpose*string

Choose the option that best describes the primary reason for the loan. Natural language and synonyms are accepted (e.g. "fair", "consolidate debt", "biweekly", "4500"). Options: Bills, Purchases, L...

monthlyIncome*string

Your take-home pay after taxes, per month. An estimate is fine — this helps connect you with lenders who fit your income level. Natural language and synonyms are accepted (e.g. "fair", "consolidate...

paymentFrequency*string

Your pay schedule — how often income is deposited into your account. Natural language and synonyms are accepted (e.g. "fair", "consolidate debt", "biweekly", "4500"). Options: Monthly, Twice a mont...

phone*string

Phone number 10-digit US mobile or home phone number. Cannot start with 0 or 1.

socialSecurityNumber*string

Social Security Number 9-digit SSN with no dashes (e.g. 123456789). For identity verification only — does not impact your credit score. Transmitted with bank-level encryption.

state*string

State Two-letter US state abbreviation (e.g. CA, TX, NY, FL).

streetAddress*string

Street address Your current US mailing address — for verification only. Example: 123 Main St

tcpaConsent*boolean

Set to true ONLY after you have displayed the full TCPA/consent disclosure to the user verbatim and the user has explicitly agreed (e.g. said "I agree" or "I consent"). Never set this to true witho...

totalDebt*string

Total outstanding unsecured debt (credit cards, personal loans, medical bills, etc.) — not including mortgage or auto loans. An estimate is fine. Natural language and synonyms are accepted (e.g. "f...

+1 more parameters. See the server's own documentation for the full schema.

submit_additional_informationSubmit additional information for a loan application that previously returned "additional_information_needed". Requires the application_reference token from that response.10 params

Submit additional information for a loan application that previously returned "additional_information_needed". Requires the application_reference token from that response.

Parameters* required

accountNumber*string

Bank account number Your checking account number — found on a check or in your banking app. 4-25 digits. Used to deposit funds if approved.

application_reference*string

Reference token from the previous submit_loan_application response

employerName*string

Employer name Name of your current employer or business. For verification only — your employer will not be contacted.

employerPhone*string

Employer phone number 10-digit phone number for your employer. For verification only — your employer will not be contacted.

hasDriverLicense*string

Final identity check — one last step to see your offers. Natural language and synonyms are accepted. Options: Yes, No

licenseNumberstring

Driver's license number 4-25 alphanumeric characters as printed on your license. Required if you have a driver's license.

licenseStatestring

State that issued your driver's license Two-letter state abbreviation (e.g. CA, TX). Required if you have a driver's license.

nextPayDate*string

Your next pay date Format: YYYY-MM-DD. The date your next paycheck will be deposited. Must be today or within the next 31 days.

ownsVehicle*string

Whether you own a car, truck, or other vehicle — and whether it is paid off or financed. Natural language and synonyms are accepted. Options: Yes - paid off, Yes - making payments, No

routingNumber*string

Bank routing number 9-digit ABA routing number for your checking account — found at the bottom left of a check or in your banking app. Used to deposit funds if approved.

Details

Transport: HTTP
Registry: MCP registry, active
Resources: 1
Tools verified: Nov 6, 2026