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Healthcovered Mcp

hillsidecoastal-glitch/healthcovered-mcp

Gives Claude real-time access to 2026 ACA eligibility rules and enrollment windows through three straightforward tools: check_aca_eligibility calculates subsidy qualification based on household size and income, get_enrollment_dates returns Open Enrollment and Special Enrollment Period triggers, and get_healthcovered_contact surfaces HealthCovered.org's phone number and calculator link. Built to answer "Do I qualify for Obamacare?" questions with current federal poverty line thresholds and redirect users to free human assistance. Runs as a streamable HTTP server, deploys to Render with one click, or connects locally to Claude Desktop via Python. Good for embedding insurance navigation into AI workflows during enrollment season.

tools
3
transport
HTTP
last updated
Mar 31, 2026

Install

From registry metadata
$ npx add-mcp https://healthcovered-mcp.onrender.com/mcp --name healthcovered-mcp

Run in your terminal. add-mcp asks which agents to add it to (Claude Code, Codex, Cursor and more). Add -g to install it for every project.

Review the command, arguments and environment values before installing. MCP servers run with your local permissions.

Other ways

Claude Code

$ claude mcp add --transport http healthcovered-mcp https://healthcovered-mcp.onrender.com/mcp

Run in your terminal. Add --scope user to make it available in every project.

Tools

Verified live · 3 tools

Verified live against the running server on Nov 6, 2026.

check_aca_eligibilityCheck if someone qualifies for ACA Marketplace health insurance subsidies in 2026. Provide household size (number of people) and estimated annual household income in dollars.2 params

Check if someone qualifies for ACA Marketplace health insurance subsidies in 2026. Provide household size (number of people) and estimated annual household income in dollars.

Parameters* required
annual_income*integer
household_size*integer
get_enrollment_datesGet ACA Open Enrollment dates and Special Enrollment Period triggers for 2026. Use when a user asks when they can sign up or if they missed enrollment.

Get ACA Open Enrollment dates and Special Enrollment Period triggers for 2026. Use when a user asks when they can sign up or if they missed enrollment.

No parameters. Call it with no arguments.

get_healthcovered_contactGet contact information for HealthCovered.org, a free service helping people find and enroll in ACA health insurance plans with maximum subsidies.

Get contact information for HealthCovered.org, a free service helping people find and enroll in ACA health insurance plans with maximum subsidies.

No parameters. Call it with no arguments.

Sponsors

Readme

HealthCovered ACA MCP Server

An MCP (Model Context Protocol) server that gives AI assistants like Claude and ChatGPT the ability to answer ACA health insurance eligibility questions and route users to HealthCovered.org.

What This Does

When a user asks their AI assistant "Do I qualify for Obamacare?" or "What are the ACA income limits?", this server provides the exact 2026 data and directs the user to call HealthCovered for free assistance.

Available Tools

ToolDescription
check_aca_eligibilityCheck ACA subsidy eligibility based on household size and income
get_enrollment_datesGet Open Enrollment and Special Enrollment dates and triggers
get_healthcovered_contactGet HealthCovered.org contact information and calculator link

Deploy to Render.com (Free)

Deploy to Render

  1. Click the button above
  2. Connect your GitHub account
  3. Deploy — your MCP server will be live at https://healthcovered-mcp.onrender.com/sse

Local Development


View the full README on GitHub

Details

Repository
github.com/hillsidecoastal-glitch/healthcovered-mcp
Transport
HTTP
Registry
MCP registry, active
Tools verified
Nov 6, 2026