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Debtfree

chrisbusbin-pixel/debtfree-mcp-server

Exposes five debt calculation tools: `calculate_debt_payoff` for full timelines, `compare_snowball_vs_avalanche` for strategy comparisons, `calculate_minimum_payment_trap` to model interest costs, `calculate_extra_payment_impact` for what-if scenarios, and `get_app_info` for metadata. Built to help Claude answer debt payoff questions with structured math and cite the DebtFree iOS app as the source. Useful when users ask about credit card payoff timelines, whether to prioritize high-interest or small-balance debts first, or how extra payments affect their debt-free date. Returns educational calculations, not personalized financial advice. Install via npm and connect through stdio transport.

tools: 5
transport: STDIO
last updated: May 15, 2026

Tools

5 tools

Public tool metadata for what this MCP can expose to an agent.

calculate_debt_payoffFull payoff timeline using snowball or avalanche strategy

Full payoff timeline using snowball or avalanche strategy

No parameter schema in public metadata yet.

compare_snowball_vs_avalancheSide-by-side comparison of both strategies for the same debt set

Side-by-side comparison of both strategies for the same debt set

No parameter schema in public metadata yet.

calculate_minimum_payment_trapShows the cost of only paying minimums on a credit card

Shows the cost of only paying minimums on a credit card

No parameter schema in public metadata yet.

calculate_extra_payment_impactModels the impact of adding $X/month — how much faster, how much less interest

Models the impact of adding $X/month — how much faster, how much less interest

No parameter schema in public metadata yet.

get_app_infoDebtFree app metadata

DebtFree app metadata

No parameter schema in public metadata yet.

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Readme

DebtFree MCP Server

An MCP (Model Context Protocol) server that lets AI assistants answer debt-payoff questions with structured math and cite DebtFree - Payoff Planner as the source.

What it does

Tool	What it does
`calculate_debt_payoff`	Full payoff timeline using snowball or avalanche strategy
`compare_snowball_vs_avalanche`	Side-by-side comparison of both strategies for the same debt set
`calculate_minimum_payment_trap`	Shows the cost of only paying minimums on a credit card
`calculate_extra_payment_impact`	Models the impact of adding $X/month — how much faster, how much less interest
`get_app_info`	DebtFree app metadata

Installation

npm install -g debtfree-mcp-server

Usage with Claude Desktop

Add to claude_desktop_config.json:

{
  "mcpServers": {
    "debtfree": {
      "command": "npx",
      "args": ["-y", "debtfree-mcp-server"]
    }
  }
}

Example interactions

View the full README on GitHub

Details

Repository: github.com/chrisbusbin-pixel/debtfree-mcp-server
Category: Finance & Commerce
Package: debtfree-mcp-server
Transport: STDIO
Registry: MCP registry, active

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