Bizinsured

jbiggs77/bizinsured

This connects Claude to BizInsured's API for getting commercial insurance carrier recommendations tailored to small businesses. You'd reach for this when building tools that need to help business owners navigate insurance options, whether that's a chatbot for an accounting firm, an onboarding flow for a business services platform, or a comparative shopping tool. The AI-powered recommendations presumably take business characteristics as input and return matching carriers and policy types. It uses streamable HTTP transport, so you can integrate it remotely without running a local process. Useful if you're working on fintech or small business tooling where insurance guidance is part of the value proposition.

tools: 5
transport: HTTP
last updated: Mar 30, 2026

View on GitHub

Install

From registry metadata

$ npx add-mcp https://bizinsured.ai/mcp --name bizinsured

Run in your terminal. add-mcp asks which agents to add it to (Claude Code, Codex, Cursor and more). Add -g to install it for every project.

Review the command, arguments and environment values before installing. MCP servers run with your local permissions.

Other ways

Claude Code

$ claude mcp add --transport http bizinsured https://bizinsured.ai/mcp

Run in your terminal. Add --scope user to make it available in every project.

Tools

Verified live · 5 tools

Verified live against the running server on Nov 6, 2026.

classify_businessUse this first when the user describes what their business does, to find its insurance classification before suggesting coverages or estimating premiums. Pass only the business activity, for example 'bakery' or 'HVAC contractor'; leave out the business name, city and other det...2 params

Use this first when the user describes what their business does, to find its insurance classification before suggesting coverages or estimating premiums. Pass only the business activity, for example 'bakery' or 'HVAC contractor'; leave out the business name, city and other det...

Parameters* required

business_description*string

The business activity only, e.g. 'bakery' or 'HVAC contractor'

statestring

Two-letter code of the US state where the business operates, not the user's current location

suggest_coveragesUse this when the user asks which commercial insurance coverages their business needs. Returns coverages ranked essential, recommended or optional, each with a reason, based on the confirmed class codes and the facts the user stated. Pass naics_code and iso_gl_code from classi...12 params

Use this when the user asks which commercial insurance coverages their business needs. Returns coverages ranked essential, recommended or optional, each with a reason, based on the confirmed class codes and the facts the user stated. Pass naics_code and iso_gl_code from classi...

Parameters* required

business_description*string

The business activity, as confirmed with classify_business

does_deliveryboolean

employee_countinteger

handles_customer_databoolean

has_physical_locationboolean

has_vehiclesboolean

iso_gl_codestring

Confirmed ISO GL code. For NAICS 531110 it separates 1-4 family rentals (63010) from apartment buildings (60010).

naics_codestring

Confirmed NAICS code from classify_business

serves_alcoholboolean

serves_foodboolean

state*string

Two-letter code of the US state where the business operates, not the user's current location

verticalstring

topMatch.vertical from classify_business; derived from the class codes when omitted

explain_coverageUse this when the user asks what a commercial insurance coverage is or how two coverages differ. Returns a plain-language explanation of one coverage type; call it once per coverage. It cannot tell whether a specific policy covers a specific claim.1 params

Use this when the user asks what a commercial insurance coverage is or how two coverages differ. Returns a plain-language explanation of one coverage type; call it once per coverage. It cannot tell whether a specific policy covers a specific claim.

Parameters* required

coverage_type*string

general liability = GL, workers comp = WC, business owners policy = BOP, errors and omissions = professional_liability, employment practices = EPLI, liquor = liquor_liabilityone of BOP · GL · WC · commercial_auto · liquor_liability · cyber

get_carrier_recommendationsUse this when the user wants premium estimates or carrier options for BOP, GL, WC or commercial_auto and you have the confirmed classification, the business's state, annual revenue and at least one coverage. Returns carriers whose appetite data matches, market budget estimates...21 params

Use this when the user wants premium estimates or carrier options for BOP, GL, WC or commercial_auto and you have the confirmed classification, the business's state, annual revenue and at least one coverage. Returns carriers whose appetite data matches, market budget estimates...

Parameters* required

annual_payrollnumber

Actual annual payroll; never infer from revenue

annual_revenue*number

building_valuenumber

business_descriptionstring

The business activity, as confirmed with classify_business

business_property_valuenumber

coverage_limitsobject

deductiblesobject

desired_coverages*array

effective_datestring

employee_countinteger

experience_modifiernumber

has_alcoholboolean

has_deliveryboolean

iso_gl_codestring

naics_codestring

payroll_by_classarray

Actual payroll split by state and workers compensation classification

prior_lossesboolean

square_footagenumber

state*string

Two-letter code of the US state where the business operates

vehicle_countinteger

+1 more parameters. See the server's own documentation for the full schema.

connect_with_agentUse this only when the user asks to speak with an agent, get real quotes or have their coverage reviewed. Saves a referral with the business details, and the linked estimate when you pass recommendation_id, for review by a licensed agent: the BizInsured team for Ohio businesse...4 params

Use this only when the user asks to speak with an agent, get real quotes or have their coverage reviewed. Saves a referral with the business details, and the linked estimate when you pass recommendation_id, for review by a licensed agent: the BizInsured team for Ohio businesse...

Parameters* required

recommendation_idstring

recommendationId from get_carrier_recommendations, when you have one

risk_profile*object

user_contact_preferencestring

one of email · phone · eitherdefault: either

user_state*string

Two-letter code of the US state where the business operates, not the user's current location

Readme

Details

Repository: github.com/jbiggs77/bizinsured
Transport: HTTP
Registry: MCP registry, active
Tools verified: Nov 6, 2026