Insurance Expert

This covers insurance domain work from policy administration to actuarial modeling. You get implementations for quote generation with risk scoring, coverage calculations, and discount logic, plus the data models you'd expect like policy status, coverage types, and insured party structures. It follows ACORD standards and touches on regulatory stuff like NAIC and state compliance. The code shows how premiums get calculated based on risk factors like age, credit score, and claims history. Useful if you're building or maintaining insurance systems and need Claude to understand underwriting workflows, claims processing, or how policy administration systems actually work under the hood.

skills.sh installs: 720
GitHub stars: 44
last updated: Aug 21, 2026

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Install

$ npx -y skills add personamanagmentlayer/pcl --skill insurance-expert --agent claude-code

Installs into .claude/skills of the current project.

Files

Insurance Expert

Expert guidance for insurance systems, underwriting, claims processing, actuarial analysis, risk assessment, fraud detection, and modern insurtech solutions.

Core Concepts

Insurance Systems

Policy Administration Systems (PAS)
Claims Management Systems
Underwriting workstations
Actuarial modeling systems
Reinsurance management
Agency management systems
Document management

Insurance Types

Property & Casualty (P&C)
Life insurance
Health insurance
Auto insurance
Commercial insurance
Specialty insurance
Cyber insurance

Standards and Regulations

ACORD standards (insurance data exchange)
SOX compliance
State insurance regulations
NAIC (National Association of Insurance Commissioners)
GDPR for customer data
Anti-money laundering (AML)

Claims Management System

from enum import Enum

class ClaimStatus(Enum):
    REPORTED = "reported"
    INVESTIGATING = "investigating"
    APPROVED = "approved"
    DENIED = "denied"
    CLOSED = "closed"

SKILL.md on GitHub