Financial Planning Workflow

This orchestrates the full advisory workflow for comprehensive financial planning, from client data intake through cash flow analysis, retirement modeling, goal coordination, and plan delivery. Use it when you need to sequence a multi-goal engagement rather than run isolated calculations. It covers the dependencies between discovery, scenario analysis, and recommendation prioritization, plus decision points like when a plan needs updating or how to prep for client presentations. The core concepts walk through systematic data gathering (demographics, income, expenses, assets, liabilities, insurance, estate docs), establishing cash flow baselines with actual spending data, and retirement modeling that integrates Social Security timing, pension decisions, and withdrawal sequencing. Good for understanding what order things happen in practice, not for the math itself.

skills.sh installs: 751
GitHub stars: 224
last updated: Aug 21, 2026

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Install

$ npx -y skills add joellewis/finance_skills --skill financial-planning-workflow --agent claude-code

Installs into .claude/skills of the current project.

Files

Financial Planning Workflow

Core Concepts

Client Profile and Data Gathering

The financial plan begins with a structured intake that captures the client's complete financial picture. Incomplete data leads to unreliable projections and missed planning opportunities. The advisor should collect the following categories systematically before any analysis begins:

Household demographics — ages, marital status, dependents (ages and expected years of financial support), health status and family longevity history, employment status and expected retirement dates, state of residence (for state tax modeling).

Income and benefits — gross salary, bonuses, commissions, self-employment income, rental income, pension details (defined benefit formula, COLA, survivor options), Social Security statements for both spouses, deferred compensation schedules, stock option or RSU vesting schedules.

SKILL.md on GitHub