Account Transfers

Handles the full lifecycle of moving money and securities between financial accounts, covering both the automated ACAT system that broker-dealers use and the manual transfer methods for everything ACAT can't touch. You'll reach for this when processing transfers between firms, setting up internal journal entries, managing retirement rollovers with tax reporting, or reconciling those annoying residual credits and fractional shares that show up days after the main transfer. The meat here is understanding FINRA Rule 11870 timelines, troubleshooting rejection codes, and knowing which assets can actually move through ACATS versus which need alternative paths like mutual fund direct transfers or DTC free deliveries. It's comprehensive on the operational mechanics but assumes you're working in or building for wealth management infrastructure.

skills.sh installs: 753
GitHub stars: 224
last updated: Aug 21, 2026

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Install

$ npx -y skills add joellewis/finance_skills --skill account-transfers --agent claude-code

Installs into .claude/skills of the current project.

Files

Account Transfers

Core Concepts

ACAT Transfer System

The Automated Customer Account Transfer Service (ACATS) is operated by DTCC's National Securities Clearing Corporation (NSCC) and provides a standardized, automated mechanism for transferring customer accounts between broker-dealers and banks. ACATS is the primary system for transferring brokerage accounts in the United States and is governed by FINRA Rule 11870 (Customer Account Transfer Contracts).

How ACATS works — the transfer lifecycle:

SKILL.md on GitHub

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